A more considered way to build wealth.
Shri Sai Praasad Services builds written plans around your goals, your horizon and what you can actually sustain — then stays to service them.
- ARN-82367
- EUIN E068029
- No fee from you — the AMC pays trail commission
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
If you invested
₹25,000 a month
₹2.50 Cr
after 20 years at 12% a year
- You put in
- ₹60.0 L
- Compounding adds
- ₹1.90 Cr
Not a projection. Change the assumptions yourself and watch the answer move.
Open the calculator- 500+
- Investors served
- 30+
- Families served
- 20 years
- In the financial markets
- 16 years
- As an AMFI-registered distributor
Our Services
Mutual Fund Distribution
We help clients understand mutual fund investment options and provide distribution-related assistance based on their financial objectives, investment horizons, and risk preferences. We encourage informed decisions and an understanding of the risks associated with market-linked investments.
Insurance Services
We help clients understand available insurance options in relation to their protection needs, family responsibilities, and financial circumstances, subject to the products and services we are authorized to offer.
Across our services, we value clear communication, personalized attention, and responsible client relationships.
Every rupee with a purpose.
We work backwards from the date the money is needed. The horizon decides the portfolio — not the product of the month.
- 25 years away
Retire without a pay cut
A corpus sized to your real expenses, indexed for inflation, drawn down in a sequence that survives a bad first decade.
- Equity mutual funds
- NPS
- Debt laddering
- 15 years away
Fund the degree, not the loan
Education inflation runs near 10%. We work backwards from the fee in the year your child actually enrols.
- Equity mutual funds
- Sukanya Samriddhi
- Gift deeds
- 10 years away
Build the first crore
The unglamorous part: an SIP you can sustain through a drawdown, and a rebalancing rule you agree to in advance.
- Equity mutual funds
- Index funds
- Hybrid funds
- 6 years away
Buy the house in cash-flow terms
A down payment this close to spending has no business sitting in equity. We park it where the date is safe.
- Short-duration debt
- Arbitrage funds
- FDs
- Now
Protect the plan itself
Term cover and a health floater sized to your liabilities. Insurance is not an investment, and we will not sell it as one.
- Term life
- Health floater
- Emergency fund
- 3 years away
Save tax without wrecking liquidity
ELSS has the shortest lock-in in 80C. We use it deliberately, not as a March panic purchase.
- ELSS
- NPS Tier I
- 80C planning
Your whole portfolio, in your pocket.
Track every folio, review your goals and pull a statement whenever you need one. Shri Sai Praasad Services places your investments through a registered platform, and the app is how you see them — units are always held in your own name.
- Secure sign-in
- SIP mandates
- Statements on demand
Signed in as
Your account
Portfolio value
₹ ••••••
Visible once you sign in
- Funds
- Goals
- Chat
Your goals
Retire without a pay cut
Fund the degree, not the loan
Illustration of the app, not a client account.
Our Philosophy - Client First, Always
At Shri Sai Praasad Services, our clients come first.
We believe that every financial situation is different. We take the time to understand our client’s goals, priorities, responsibilities, and concerns before discussing suitable financial solutions.
Our focus is on providing clear information, explaining available options, and helping clients make decisions that are appropriate for their individual circumstances. We aim to put our client’s interests at the center of our work and build long-term relationships through integrity, transparency, and consistent service.
For us, financial services are not just about transactions. They are about understanding people, respecting their aspirations, and supporting them throughout their financial journey.
Hemant Kulkarni
Managing Director & Head of Equity Investments
ARN-82367 · EUIN E068029
Hemangi Kulkarni
Head of Insurance & Operations
ARN-157202 · EUIN E285199
The people behind Shri Sai Praasad Services
Hemant Kulkarni leads Shri Sai Praasad Services and its mutual fund and equity investment work. He and Hemangi Kulkarni, who heads insurance and operations, serve more than 500 investors across more than 30 families from Amravati. Every plan starts with the family's goals and the risk they can actually carry, and is reviewed with them as their circumstances change.
Written when we have something to say.
Allocation5 min readRole of asset allocation in achieving your financial goals
Asset allocation is diversifying your investments across different asset classes. Different asset classes have different risk / return profiles. By diversifying across asset classes, you can balance…
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Behaviour4 min readVolatility in Markets and Your Long-Term Investment
Markets have been more volatile than many investors are comfortable with, and the recent geopolitical shock around the US-Iran conflict has amplified that turbulence by pushing crude higher,…
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Allocation5 min readMulti Asset Allocation: Importance of having gold and silver exposure
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What changed in the industry.
Fund launches, regulation and industry moves worth a client's attention. None of it is a recommendation.
- Advisorkhoj9 September 2026
Axis Mutual Fund launches Axis Nifty500 Low Volatility 50 Index Fund
NFO period: 09 th Sep - 22 nd Sep, 2026 Highlights of the NFO: Scheme type - An Open-Ended scheme replicating/tracking Nifty500 Low Volatility 50 Index Investment objective - To provide returns before expenses that correspond to the performance of Nifty500 Low Volatility 50 TRI subject to tracking error. There is no assurance that the investment objective of the scheme will be achieved.
- Advisorkhoj8 September 2026
Mirae Asset Mutual Fund launches Mirae Asset BSE Information Technology Index Fund
NFO period: 08 th Sep - 22 nd Sep, 2026 Highlights of the NFO: Scheme type - An open-ended scheme replicating/tracking BSE Information Technology Total Return Index Investment objective - The investment objective of the scheme is to generate returns, before expenses, that are commensurate with the performance of BSE Information Technology Total Return Index, subject to tracking error.
- Advisorkhoj8 September 2026
Kotak Mahindra Mutual Fund launches Kotak Multi Sector Omni FOF
NFO period: 08 th Sep - 22 nd Sep, 2026 Highlights of the NFO: Scheme type - An open-ended fund of fund scheme investing in Units of equity-oriented sector based active and passive mutual fund schemes Investment objective - To generate long term capital appreciation from a portfolio created by investing in Units of equity-oriented sector based active and passive mutual fund schemes.
- Advisorkhoj3 September 2026
Monarch Mutual Fund launches Monarch Overnight Fund
NFO period: 03 rd Sep - 07 th Sep, 2026 Highlights of the NFO: Scheme type - An open-ended debt scheme investing in overnight securities. A relatively low-interest rate risk and relatively low credit risk Investment objective - The objective of the scheme is to seek to generate returns commensurate with low risk and providing high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day.
Your journey begins with one honest conversation.
We map your income, obligations and what is actually worrying you. No product is named in that first meeting.
- Call
- +91 94049 52882
- Registered
- ARN-82367 · ARN-157202